ibl Platform Account Terms

When you open an account on ibl, you agree to the terms that govern your use of our platform. We set out these terms to clarify what we offer, what we expect from you, and how we handle disputes. Our terms apply to all sections of ibl—sportsbook, live-dealer casino, slot games, and esports markets—and to all payment methods we support (DANA, e-wallet, mobile banking, local payment, online payment, e-wallet, and bank transfers via mobile banking, local payment, online payment, e-wallet).

This page covers account opening, deposits and withdrawals, bonus terms, and dispute resolution. We speak in first person because these are our commitments to you. We undertake to operate fairly, protect your data, and respond to your concerns. By using ibl, you accept these terms. If you do not agree, you should not open an account.

Our terms are subject to the laws of the jurisdictions where we operate. We do not offer our services in jurisdictions where online wagering is prohibited. Users are responsible for verifying that access and use comply with their own jurisdiction's law.

Account Opening and Verification on ibl

To open an account on ibl, you must be at least 18 years old and a resident of a jurisdiction where our services are available. We require you to provide a valid email address, create a password, and complete email verification. After email verification, we ask you to upload a government-issued identity document (passport, national ID, or driver's license) and confirm your phone number via SMS code. This Know Your Customer (KYC) process is mandatory before you can deposit funds or withdraw winnings.

We use your identity information to verify your age, prevent fraud, and comply with anti-money-laundering regulations. We store your documents in encrypted form and do not share them with third parties except as required by law. If your identity verification is delayed or rejected, we notify you via email and provide an opportunity to resubmit or appeal. Once verified, your account is active and you can deposit via DANA, e-wallet, mobile banking, local payment, online payment, e-wallet, or bank transfer.

Note: We may request additional verification documents at any time if we suspect fraud or non-compliance. Failure to provide requested documents may result in account suspension or closure.

Deposits and Your ibl Account Balance

We accept deposits via mobile banking, local payment, online payment, e-wallet, mobile banking, local payment, and direct bank transfers (online payment, e-wallet, mobile banking, local payment). Deposits are processed by external payment providers; we do not charge deposit fees, though your bank or e-wallet may. E-wallet deposits typically credit instantly. Bank transfers may take a few minutes to several hours depending on your bank's processing speed. Once your deposit is confirmed by your payment provider, we credit your ibl account balance immediately.

Your account balance is denominated in Indonesian Rupiah (IDR). We do not convert currencies or charge conversion premiums. Your balance is shared across all ibl sections—sportsbook, live casino, slots, and esports. If you place a bet on a Liga 1 match and lose, your balance decreases. If you win, it increases. You can move between sections without transferring funds separately. Your balance updates in real time as you place bets, play games, or receive payouts.

Withdrawals and Processing Times

You can withdraw your account balance at any time through your chosen payment method. We verify that your account has completed KYC and that your balance is sufficient. Once verified, we process your withdrawal to your payment method. E-wallet withdrawals (online payment, e-wallet, mobile banking, local payment, online payment) typically arrive within minutes. e-wallet withdrawals complete within a few minutes. Bank withdrawals (mobile banking, local payment, online payment, e-wallet) depend on your bank's settlement schedule and may take several hours or until the next business day.

We do not charge withdrawal fees; your bank or e-wallet may apply processing charges. We do not guarantee specific withdrawal windows. During high-traffic periods, bank holidays (Idul Fitri, Idul Adha, Imlek), or system maintenance, withdrawals may take longer. If your withdrawal does not arrive within the expected timeframe, contact our support team with your transaction reference number.

Key account terms

  • You must be and resident in a jurisdiction where ibl operates
  • KYC verification (identity document + phone confirmation) is mandatory before deposit
  • Deposits via mobile banking, local payment, online payment, e-wallet, mobile banking, local payment, and major Indonesian banks
  • Your account balance is shared across sportsbook, live casino, slots, and esports
  • Withdrawals process to your chosen payment method; timelines depend on your provider

Bonus Terms and Promotional Offers

We may offer promotional bonuses or welcome offers from time to time. Any bonus we offer is subject to specific terms, which we display clearly at the time of offer. Bonuses are not guaranteed and may be withdrawn or modified at our discretion. If we offer a bonus, we specify any wagering requirements, game restrictions, or time limits. You must meet all stated conditions before you can withdraw bonus funds. Bonuses are credited to your account separately from your deposit balance; we track bonus and deposit funds separately in your account statement.

We do not offer fixed bonus amounts (e.g., "our welcome offer free"). We use generic phrasing such as "an attractive bonus offer" or "a new-customer welcome offer." Any bonus we describe as a percentage match (e.g., "our matching offer bonus") is paired with "terms apply." We reserve the right to cancel or forfeit bonuses if we detect fraud, collusion, or abuse of promotional terms.

Betting and Gaming Rules on ibl

Our sportsbook covers Liga 1, Piala Indonesia, Piala AFF, Champions League, Premier League, MotoGP, and badminton. Odds are set by our odds team and are not guaranteed to remain fixed. Odds may change before you place your bet. Once you place a bet, the odds at that moment are locked in. If your bet wins, we pay out according to those odds. If it loses, your balance is reduced by your bet amount. We do not offer game information updates during matches; odds are fixed at the time you place your bet.

Our live-casino tables (blackjack, roulette, baccarat, Dragon Tiger) operate on random number generation or live-dealer streams. Outcomes are determined by chance; we do not guarantee wins. Our slot games (Aviator, Sweet Bonanza, Gates of Olympus, Fortune Tiger, Mahjong Ways) operate on random number generators; each spin is independent and outcomes are not predictable. Esports markets (Mobile Legends, Free Fire, PUBG Mobile) follow the same principles as sportsbook betting—odds are set by our team and locked when you place your bet.

Our ibl Dispute Resolution and Account Closure Policy

If you believe there is an error in your account balance, a bet outcome, or a withdrawal, contact our support team via in-app help or email. We investigate disputes within standard business hours and respond within 4–12 hours depending on volume. We compare your account statement against our transaction logs and payment provider records. If we find an error, we correct your balance immediately. If we find no error, we explain our findings and provide documentation.

We may suspend or close your account if we detect fraud, non-compliance with our terms, or violation of applicable law. Suspension is temporary; closure is permanent. If we suspend or close your account, we notify you via email and provide an opportunity to appeal. If your appeal is successful, we restore your account. If unsuccessful, we process any remaining balance as a withdrawal to your registered payment method within standard processing times.

We retain your account data (identity documents, transaction history, betting records) for 7 years to comply with regulatory requirements. After 7 years, we delete your data unless we are required by law to retain it longer. You may request a copy of your account data via email; we deliver it within regulatory windows. Our privacy policy provides full details on data handling, retention, and your rights.

Our services are available only where local law permits. We do not offer our services in jurisdictions where online wagering is prohibited. Users are responsible for verifying that access and use comply with their own jurisdiction's law. If you have questions about our terms, contact our support team. These terms are effective as of the date you open your account and remain in effect until you close your account or we close it.